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Short Story

I humbly seek financial help to break free from debt, which hinders my career and growth despite my hard work and dedication.
what
I am raising ₦450,000 to clear my outstanding debts caused by a cycle of borrowing from loan apps due to inconsistent income. My financial struggles began when I took a small loan 15000 naira to add up and purchase a laptop, believing I could repay it as at when due. However, poor compensation and unstable earnings forced me into continuous borrowing, which has now escalated to a crippling debt burden.

This debt has severely impacted my focus, making it difficult to concentrate on my  career. The constant pressure of overdue repayments has left me feeling stuck, unable to move forward effectively.

With this financial assistance, I will fully clear my debts, freeing myself from the borrowing cycle and financial distress. This will allow me to refocus on my career, secure better-paying jobs, and invest in improving my skills.

I am committed to rebuilding my career and creating a stable inco

Help Me Overcome Debt and Rebuild My Career

by TAMUNOSEIMIEIBI LAZARUS

  • 450,000.00

    Funding Goal
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rivers state ogu town, lazarus residence, Nigeria

TAMUNOSEIMIEIBI LAZARUS

1 Campaigns | 0 Loved campaigns

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Campaign Story

I am reaching out with great humility and hope, seeking financial assistance to help me break free from a cycle of debt that has significantly affected my ability to focus on my career and personal growth. Despite my hard work and dedication to self-improvement, I am struggling to escape this burden, which has made it increasingly difficult to move forward.
Background
After finishing secondary school in 2017, my parents were unable to provide me with a laptop to further my studies and develop my skills. Determined to progress, I made do with a mobile phone and pursued software development, teaching myself through online resources. Unfortunately, both of my parents have passed away, leaving me to navigate life on my own.
After years of perseverance, I was finally able to purchase a laptop in 2024—something I had long anticipated as a tool to expand my skills and professional opportunities. With this, I fully immersed myself in learning, setting up management systems for school labs and working on software development projects. However, due to poor compensation for my work, I struggled to earn enough to sustain myself.

To acquire the laptop, I had taken a small loan of ₦15,000 to add up, confident in my ability to repay it. However, inconsistent income forced me into a cycle of borrowing from loan apps to meet deadlines. Over time, this debt grew into a much larger sum of ₦450,000, making it nearly impossible to regain control of my finances.
Current Challenges
1.Debt Burden: My outstanding loans have become overwhelming, preventing me from focusing on my work and self-improvement.
2.Lack of Stable Income: While I have a strong foundation in teaching, I have been unable to generate steady income from it due to poor payments and the mental distress caused by debt.
3.Loss of Focus: The financial strain has made it difficult for me to concentrate on learning, and growing. I feel lost and unable to move forward effectively.

Proposed Solution
To regain stability and rebuild my future, I have identified the following steps:
1.Sell My Laptop: While this is a painful decision, I am willing to sell my laptop to reduce part of my debt. However, this alone will not be enough to fully clear my obligations.
2.Seek Financial Assistance: A support of ₦450,000 would allow me to fully clear my debts, enabling me to restart on a clean slate and focus on income-generating activities without the constant pressure of overdue repayments.
3.Rebuild My Career : With my debts settled, I will be able to fully concentrate on improving my skills, securing better-paying  jobs without the burden of financial stress.
Request for Assistance
I am humbly requesting financial support of ₦450,000 to clear my outstanding debts and regain stability. This assistance will enable me to:
Free myself from the cycle of borrowing and overdue repayments.
Focus on my freelancing career and business without constant distress.
Invest my time and energy into learning and building a sustainable source of income.
Conclusion
I am deeply committed to overcoming this challenge and making the most of any assistance I receive. With financial relief, I can refocus on my career, secure stable income, and work towards long-term success. Your support would not only provide immediate relief but also empower me to create a sustainable future.
Thank you for your time, kindness, and consideration. I am more than happy to provide additional details and discuss this further. I sincerely appreciate any help you can offer.
Sincerely,