I took a loan to buy some products for sale in January, and I lost the money because although the products came, they were all bad. So I couldn’t sell any of them to get my money back, but I still had to pay off the loan (because it’s not my money). I had to move in with a relative to cut down on expenses and remove rent from the equation, so I’ve been able to meet up with payments. But this month, so many expenses came up and I couldn’t meet up.